Thursday, September 10, 2009


We have all been tested in this recession. My family has been especially hit hard. I quit working three years ago to take care of our son and instead of cutting back we incurred DJ's skyrocketing medical bills and have had to assume tremendous debt. We are even at a point where we aren't sure how to pay monthly bills. Scary times for folks that were once debt free and didn't buy anything until we could pay cash for it. My paycheck often went to weekends out of town, shopping trips, and my savings account. Thank God, Joe had the mindset to save all these years because it kept us debt free until the last year.

Still, through the hardship and pain, lessons have been learned.

I first learned how much I can live without. My car is pushing 120K and I pray that it holds together. Just two years ago, I pestered my husband almost into fits to buy me a new Chevy Tahoe. I am embarrassed to admit that I thought I couldn't live unless he bought me a forty thousand dollar car. I'm SO glad he told me no....the last thing we would ever need is a huge car payment now.

I buy my clothes in Sam's club and second hand stores. I honestly can't remember the last outfit I actually tried on! I don't even buy much to begin with.....mostly I shop for the kiddos. I've learned that being in style is not all it's cracked up to be. My daughter constantly jokes about me being a prime candidate for What Not to Wear!!

Everything, and I mean everything in our budget goes for necessities and DJ's doctor bills. It's so hard to be frivolous when your child needs so much.

Becoming financially strapped has taught me to be humble. I never thought a forty-two year old woman with a Master's Degree would be applying for retail jobs and substitute teaching. I'm not proud, I just need to take some of the burden off my husband. Unfortunately, I am trying to get back into teaching at the worst time......schools just got rid of teachers, and they surely don't want to hire me at a higher pay level than someone brand new. It hurts sometimes because I don't even get job interview calls. Talk about your confidence shaker!! Still, I press on and try to contribute the best I can. I know God will give me the job I'm supposed to have.

I have also had to ask my parents for help.....OUCH! It's easier for me than my very proud husband. I just thank God they have helped us as much as they have. It's not what I had envisioned, but at least God gave me such amazing parents.

I have learned most days to walk in faith. The blind, stumbling in the dark kind of faith. I believe that when you are pushed beyond your limits that is when you truly let go. I can't do this without God........ I just can't. We still have our house, and the necessities. I truly appreciate my friends and family. These are the things I value now on this earth........ These are the things I hold on to in these perilous times.